D03A


Message D03A/PAYMUL

Multiple payment order message

A Multiple Payment order is sent by the Ordering Customer (or Payor or Agent on behalf of the Ordering Customer) to the Ordered Bank, to instruct the Ordered Bank to debit an account it services for the Ordering Customer, and to arrange for the payment of specified amounts to several Beneficiaries (or Payees) in settlement of the referenced business transaction(s). Throughout this document, the term 'Ordering Customer' refers to either an Ordering Customer, or a Payor or Agent acting (sending) on behalf of the Ordering Customer; likewise the term 'Beneficiary' refers to either a Beneficiary, or a Payee or Agent acting on behalf of the Beneficiary.

Message description

UNH

M(1) : Message header

A service segment starting and uniquely identifying a message. The message type code for the Multiple payment order message is PAYMUL. Note: Multiple payment order messages conforming to this document must contain the following data in segment UNH, composite S009: Data element 0065 PAYMUL 0052 D 0054 03A 0051 UN

BGM

M(1) : Beginning of message

A segment by means of which the sender must uniquely identify the PAYMUL message using its type and number and when necessary its function. Note: The identification will be passed back to the ordering customer for reconciliation purposes, if a reference is not quoted in the B- level.

DTM

M(1) : Date/time/period

A segment specifying the date and if required the time when the message is created.

BUS

C(1) : Business function

A segment providing information to the ordered bank to route the message, or for tariffing or for the provision of some statistical information.

SG1 C(2) : RFF-DTM

A group of segments identifying any previously sent message.

RFF

M(1) : Reference

A segment specifying the reference number of another message.

DTM

C(1) : Date/time/period

A segment identifying the creation date of the referenced message.

SG2 C(5) : FII-CTA-COM

A group of segments identifying the financial institutions involved in the multiple payment order and the routing functions with their contacts.

FII

M(1) : Financial institution information

A segment identifying the financial institutions associated with the transaction in coded or uncoded form and their function.

CTA

C(1) : Contact information

A segment identifying a person or department for the party specified in the leading FII segment and to whom communication should be directed.

COM

C(5) : Communication contact

A segment providing communication type(s) and number(s) of person(s) or department(s) specified in the associated CTA segment.

SG3 C(3) : NAD-CTA-COM

A group of segments identifying the ordering party, which is valid for all payment orders.

NAD

M(1) : Name and address

Name and address for the ordering customer.

CTA

C(1) : Contact information

A segment identifying a portion or a department for the party specified in the leading NAD segment to whom communication should be directed.

COM

C(5) : Communication contact

A segment identifying communication type(s) and number(s) of person(s) or department(s) specified in the associated CTA segment.

SG4 M(9999) : LIN-DTM-RFF-BUS-FCA-SG5-SG6-SG7-SG8-SG9-SG10-SG11

This segment group contains information regarding the debit side of this transaction and details which are pertinent to all payments specified in the message. Certain payment details may be provided either in segment group 4 or in segment group 11, but not in both.

LIN

M(1) : Line item

A segment identifying the line item by a current line number.

DTM

C(2) : Date/time/period

A segment identifying the date, at which an order has been requested to be executed or acted upon.

RFF

C(2) : Reference

A segment specifying the reference of the single debit amount on the debit side of the Transaction (B level). Note: The identification will be passed back to the Ordering Customer for reconciliation purposes.

BUS

C(1) : Business function

A segment identifying certain characteristics of the payment orders stored on level C, such as business function.

FCA

C(1) : Financial charges allocation

A segment specifying the method for allocation of charges and allowances (e.g. charges to be borne by the ordering customer), and identifying the ordering customer's account to which such charges or allowances should be directed where it is different from the principal account. This constitutes a default specification and may be overridden at detail level.

SG5 C(1) : MOA-CUX-DTM-RFF

A group of segments containing the currency of the single amounts in level C, currency to be transferred, plus the total of all single amounts of level C.

MOA

M(1) : Monetary amount

A segment specifying the total amount and the currency to be transferred.

CUX

C(1) : Currencies

A segment specifying the source currency and the destination currency of the transaction, when they are different. The rate of exchange is solely used when previously agreed between the ordering customer and the ordered bank.

DTM

C(2) : Date/time/period

A segment identifying the effective date and/or time the rate of exchange was fixed. The other occurrence identifies the reference date.

RFF

C(1) : Reference

A segment identifying the deal between ordered bank and ordering customer.

SG6 M(2) : FII-CTA-COM

A group of segments containing an account servicing bank including the account to be debited. Another occurrence can be used to specify the account for the return of unsuccessful transactions. If the ordering party is not quoted separately in the NAD-segment on level-B or level-A, then this group also contains the information of the ordering party.

FII

M(1) : Financial institution information

A segment identifying the financial institution and relevant account number with the currency.

CTA

C(1) : Contact information

A segment identifying a person or a department for the financial institution specified in the FII segment and to whom communication should be directed.

COM

C(5) : Communication contact

A segment providing a communication number for the party identified in the FII segment.

SG7 C(3) : NAD-CTA-COM

A group of segments identifying the ordering party mutually exclusive with NAD-segment on level-A for the ordering party (Ordering customer and payor). Furthermore, one contact party can also be quoted in this group.

NAD

M(1) : Name and address

A segment identifying the name and address of the non- financial institutions associated with the PAYMUL.

CTA

C(1) : Contact information

A segment identifying a person or a department for the party specified in the NAD segment and to whom communication should be directed.

COM

C(5) : Communication contact

A segment providing a communication number for the party identified in the NAD segment and optionally for the contact identified in the associated CTA segment.

SG8 C(1) : INP-FTX-DTM

A group of segments containing instructions from the ordering customer relating to parties identified in the NAD and FII segments. It specifies action to be taken by the identified parties and the date (and optionally time) by which such action needs to be taken.

INP

M(1) : Parties and instruction

A segment identifying the party originating the instruction and the parties to be contacted. It specifies where appropriate the instruction in coded form.

FTX

C(1) : Free text

A segment providing free text instruction relating to the associated INP segment.

DTM

C(2) : Date/time/period

A segment specifying the earliest and the latest dates and times by which the instruction specified in the INP and/or FTX segment(s) needs to be carried out.

SG9 C(10) : GEI-MOA-LOC-NAD-RCS-FTX

A group of segments providing information for subsequent use by regulatory authorities requiring statistical and other types of data. It also identifies the regulatory authority for which the information is intended followed by the information itself. This group is mutually exclusive with Segment Group 15.

GEI

M(1) : Processing information

A segment identifying what processing should be completed by regulatory authorities.

MOA

C(1) : Monetary amount

A segment giving the amount and the currency of each transaction to be reported.

LOC

C(2) : Place/location identification

A segment giving the different origins/destinations (places) of goods/investment/services.

NAD

C(1) : Name and address

A segment identifying a party related to the associated informative text.

RCS

C(1) : Requirements and conditions

A segment giving the nature (e.g. goods, transport services) and direction of each transaction to be recorded in coded form.

FTX

C(10) : Free text

A segment giving information in coded or in clear form to provide information relevant to regulatory authorities requirements.

SG10 C(1) : PRC-FTX

A group of segments - mutually exclusive with level -C- containing the details of payment, which are determined for all payments on level C.

PRC

M(1) : Process identification

A segment identifying the kind of free text following this segment.

FTX

M(1) : Free text

A segment for information in coded or in clear form to provide information from the ordering customer to the beneficiary.

SG11 M(999999) : SEQ-MOA-DTM-BUS-RFF-PAI-FCA-SG12-SG13-SG14-SG15-SG16

This segment group contains information regarding the Beneficiaries of the payments. Certain payment details may be provided either in segment group 11 or in segment group 4, but not in both.

SEQ

M(1) : Sequence details

A segment identifying the beginning of the credit side of the transaction (C level) by a sequential number, which may also be used for reconciliation purposes.

MOA

M(1) : Monetary amount

A segment giving the amount value of the payment. It is the amount to be transferred. The currency is quoted on the debit side of the transaction (level B).

DTM

C(1) : Date/time/period

A segment identifying date(s)/time(s) related to the beneficiary's side.

BUS

C(1) : Business function

A segment identifying business information (per credit) for the payment order.

RFF

C(3) : Reference

A segment identifying a transaction from the ordering customer to the beneficiary and/or from the ordering customer to the ordered bank.

PAI

C(1) : Payment instructions

A segment specifying the conditions, method and channel of payment for the payment order.

FCA

C(1) : Financial charges allocation

A segment specifying the method for allocation of charges and allowances and identifying the ordering customer's account to which such charges or allowances should be directed where it is different from the principal amount. This segment is mutually exclusive with the FCA segment in Segment Group 4.

SG12 C(3) : FII-CTA-COM

A group of segments containing the beneficiary's bank and the account and if necessary up to two intermediary banks.

FII

M(1) : Financial institution information

A segment identifying the financial institution and relevant account number with the currency.

CTA

C(1) : Contact information

A segment identifying a person or a department for the financial institution specified in the FII segment and to whom communication should be directed.

COM

C(5) : Communication contact

A segment providing a communication number for the party identified in the FII Segment and optionally for the intermediary banks.

SG13 C(3) : NAD-CTA-COM

A group of segments identifying the name and address of the beneficiary and one contact party.

NAD

M(1) : Name and address

A segment identifying the name and address of the non- financial institutions associated with the payment on the beneficiary's side.

CTA

C(1) : Contact information

A segment identifying a person or a department for the party specified in the NAD segment and to whom communication should be directed.

COM

C(5) : Communication contact

A segment providing a communication number for the party identified in the NAD segment and optionally for the contact identified in the associated CTA segment.

SG14 C(3) : INP-FTX-DTM

A group of segments containing instructions from the ordering customer relating to parties identified in the NAD and FII segments. It specifies action to be taken by the identified parties and the date (and optionally time) by which such action needs to be taken.

INP

M(1) : Parties and instruction

A segment identifying the party originating the instruction and the parties to be contacted. It specifies where appropriate the instruction in coded form.

FTX

C(1) : Free text

A segment providing free text instruction relating to the associated INP segment.

DTM

C(2) : Date/time/period

A segment specifying the earliest and the latest dates and times by which the instruction specified in the INP and/or FTX segment(s) needs to be carried out.

SG15 C(10) : GEI-MOA-LOC-NAD-RCS-FTX

A group of segments providing information for subsequent use by regulatory authorities requiring statistical and other types of data. It also identifies the regulatory authority for which the information is intended followed by the information itself.

GEI

M(1) : Processing information

A segment identifying what processing should be completed by regulatory authorities.

MOA

C(1) : Monetary amount

A segment giving the amount and the currency of each transaction to be reported.

LOC

C(2) : Place/location identification

A segment giving the different origins/destinations (places) of goods/investment/services.

NAD

C(1) : Name and address

A segment identifying the recipient of the associated informative text.

RCS

C(1) : Requirements and conditions

A segment giving the nature (e.g. goods, transport services) and direction of each transaction to be recorded in coded form.

FTX

C(10) : Free text

A segment giving information in coded or in clear form to provide information relevant to regulatory authorities' requirements.

SG16 C(1) : PRC-FTX-SG17-SG23

A group of segments containing the details of payment. The content of these segments is passed through the banking chain from the ordering customer to the beneficiary.

PRC

M(1) : Process identification

A segment identifying the kind of payment details.

FTX

C(5) : Free text

A segment providing free text instruction relating to the payment details.

SG17 C(9999) : DOC-MOA-DTM-RFF-NAD-SG18-SG19-SG20

A group of segments providing details of all documents, e.g., invoices, statements, despatch advices, etc..., to which the Multiple Payment Order refers. It includes information on the monetary amounts for each document and on any adjustments (with an indication of the reason for adjustments) and discounts. For information purposes an indication of the tax element can be provided.

DOC

M(1) : Document/message details

A segment identifying the reference document against which payment is being made.

MOA

C(5) : Monetary amount

A segment giving the monetary amounts of each reference document (e.g., original amount, discount amount etc..). The amount due and the amount remitted are mandatory.

DTM

C(5) : Date/time/period

A segment specifying the date of the referenced document and indicating any other relevant dates applicable.

RFF

C(5) : Reference

A segment for the inclusion of any additional references related to the reference document.

NAD

C(2) : Name and address

A segment identifying a party name and address, either by coded identification or in a clear form.

SG18 C(5) : CUX-DTM

A group of segments specifying the currencies and the related dates/periods valid to the referenced document where different to the reference currency.

CUX

M(1) : Currencies

A segment identifying the currency and associated exchange rate of the referenced document where different to the remittance currency.

DTM

C(1) : Date/time/period

A segment specifying the date/time/period related to the rate of exchange.

SG19 C(100) : AJT-MOA-RFF-FTX

A group of segments indicating adjustment amounts and their referenced documents.

AJT

M(1) : Adjustment details

A segment indicating any adjustments to the amounts originally specified in the referenced document, and to which items such adjustments apply with the associated reason for adjustment.

MOA

M(1) : Monetary amount

A segment giving the monetary amounts of the adjustments of each reference document (e.g. original amounts, discount amount, etc.) The currency data elements should not be used.

RFF

C(1) : Reference

A segment for the inclusion of any additional references related to the reference documents.

FTX

C(5) : Free text

A segment providing free text information related to the payment details.

SG20 C(1000) : DLI-MOA-PIA-DTM-SG21-SG22

A group of segments which may be used when required to provide details of individual line items in the reference document.

DLI

M(1) : Document line identification

A segment identifying a specific line item within the referenced document.

MOA

M(5) : Monetary amount

A segment giving the monetary amounts for this line item.

PIA

C(5) : Additional product id

A segment specifying item identification codes where required.

DTM

C(5) : Date/time/period

A segment specifying the date/time/period related to the line item.

SG21 C(5) : CUX-DTM

A group of segments identifying the currency and the related dates/periods of the line item where different to the remittance and document currency.

CUX

M(1) : Currencies

A segment identifying the currency and associated exchange rate of the line item, where different to the reference and target currency.

DTM

C(1) : Date/time/period

A segment specifying the effective date and/or time the rate of exchange was fixed.

SG22 C(10) : AJT-MOA-RFF-FTX

A group of segments indicating adjustment amounts and their referenced documents for this line item.

AJT

M(1) : Adjustment details

A segment indicating any adjustments to the amounts originally specified for this line item and the reason for the adjustments.

MOA

M(1) : Monetary amount

A segment giving the monetary amounts of the adjustment for this line item.

RFF

C(1) : Reference

A segment for the inclusion of any additional references related to the reference document.

FTX

C(5) : Free text

A segment providing free text information related to the payment details.

SG23 C(1) : GEI-MOA

A group of segments indicating the end of the details of payment and specifying hash total amounts for control purposes.

GEI

M(1) : Processing information

A segment identifying the end of the details of payment.

MOA

C(5) : Monetary amount

A segment indicating total amounts for control purposes.

CNT

C(5) : Control total

A segment identifying the kind of control-checks for the payment orders contained in the PAYMUL and identifying the totals according to the coded form.

SG24 C(5) : AUT-DTM

A group of segments specifying the details of any authentication (validation) procedure applied to the PAYMUL message.

AUT

M(1) : Authentication result

A segment specifying details of any authentication (validation) procedures applied to the PAYMUL message.

DTM

C(1) : Date/time/period

A segment identifying the validation date/time.

UNT

M(1) : Message trailer

A service segment ending a message, giving the total number of segments in the message (including the UNH & UNT) and the control reference number of the message.

Message structure

UNH, Message header                           M        1
BGM, Beginning of message                     M        1
DTM, Date/time/period                         M        1
BUS, Business function                        C        1

--- Segment Group 1 ------------------------- C        2 -------+
RFF, Reference                                M        1        |
DTM, Date/time/period                         C        1        |
---- -----------------------------------------------------------+

--- Segment Group 2 ------------------------- C        5 -------+
FII, Financial institution information        M        1        |
CTA, Contact information                      C        1        |
COM, Communication contact                    C        5        |
---- -----------------------------------------------------------+

--- Segment Group 3 ------------------------- C        3 -------+
NAD, Name and address                         M        1        |
CTA, Contact information                      C        1        |
COM, Communication contact                    C        5        |
---- -----------------------------------------------------------+

--- Segment Group 4 ------------------------- M     9999 -------+
LIN, Line item                                M        1        |
DTM, Date/time/period                         C        2        |
RFF, Reference                                C        2        |
BUS, Business function                        C        1        |
FCA, Financial charges allocation             C        1        |
                                                                |
--- Segment Group 5 ------------------------- C        1 ------+|
MOA, Monetary amount                          M        1       ||
CUX, Currencies                               C        1       ||
DTM, Date/time/period                         C        2       ||
RFF, Reference                                C        1       ||
---- ----------------------------------------------------------+|
                                                                |
--- Segment Group 6 ------------------------- M        2 ------+|
FII, Financial institution information        M        1       ||
CTA, Contact information                      C        1       ||
COM, Communication contact                    C        5       ||
---- ----------------------------------------------------------+|
                                                                |
--- Segment Group 7 ------------------------- C        3 ------+|
NAD, Name and address                         M        1       ||
CTA, Contact information                      C        1       ||
COM, Communication contact                    C        5       ||
---- ----------------------------------------------------------+|
                                                                |
--- Segment Group 8 ------------------------- C        1 ------+|
INP, Parties and instruction                  M        1       ||
FTX, Free text                                C        1       ||
DTM, Date/time/period                         C        2       ||
---- ----------------------------------------------------------+|
                                                                |
--- Segment Group 9 ------------------------- C       10 ------+|
GEI, Processing information                   M        1       ||
MOA, Monetary amount                          C        1       ||
LOC, Place/location identification            C        2       ||
NAD, Name and address                         C        1       ||
RCS, Requirements and conditions              C        1       ||
FTX, Free text                                C       10       ||
---- ----------------------------------------------------------+|
                                                                |
--- Segment Group 10 ------------------------ C        1 ------+|
PRC, Process identification                   M        1       ||
FTX, Free text                                M        1       ||
---- ----------------------------------------------------------+|
                                                                |
--- Segment Group 11 ------------------------ M   999999 ------+|
SEQ, Sequence details                         M        1       ||
MOA, Monetary amount                          M        1       ||
DTM, Date/time/period                         C        1       ||
BUS, Business function                        C        1       ||
RFF, Reference                                C        3       ||
PAI, Payment instructions                     C        1       ||
FCA, Financial charges allocation             C        1       ||
                                                               ||
--- Segment Group 12 ------------------------ C        3 -----+||
FII, Financial institution information        M        1      |||
CTA, Contact information                      C        1      |||
COM, Communication contact                    C        5      |||
---- ---------------------------------------------------------+||
                                                               ||
--- Segment Group 13 ------------------------ C        3 -----+||
NAD, Name and address                         M        1      |||
CTA, Contact information                      C        1      |||
COM, Communication contact                    C        5      |||
---- ---------------------------------------------------------+||
                                                               ||
--- Segment Group 14 ------------------------ C        3 -----+||
INP, Parties and instruction                  M        1      |||
FTX, Free text                                C        1      |||
DTM, Date/time/period                         C        2      |||
---- ---------------------------------------------------------+||
                                                               ||
--- Segment Group 15 ------------------------ C       10 -----+||
GEI, Processing information                   M        1      |||
MOA, Monetary amount                          C        1      |||
LOC, Place/location identification            C        2      |||
NAD, Name and address                         C        1      |||
RCS, Requirements and conditions              C        1      |||
FTX, Free text                                C       10      |||
---- ---------------------------------------------------------+||
                                                               ||
--- Segment Group 16 ------------------------ C        1 -----+||
PRC, Process identification                   M        1      |||
FTX, Free text                                C        5      |||
                                                              |||
--- Segment Group 17 ------------------------ C     9999 ----+|||
DOC, Document/message details                 M        1     ||||
MOA, Monetary amount                          C        5     ||||
DTM, Date/time/period                         C        5     ||||
RFF, Reference                                C        5     ||||
NAD, Name and address                         C        2     ||||
                                                             ||||
--- Segment Group 18 ------------------------ C        5 ---+||||
CUX, Currencies                               M        1    |||||
DTM, Date/time/period                         C        1    |||||
---- -------------------------------------------------------+||||
                                                             ||||
--- Segment Group 19 ------------------------ C      100 ---+||||
AJT, Adjustment details                       M        1    |||||
MOA, Monetary amount                          M        1    |||||
RFF, Reference                                C        1    |||||
FTX, Free text                                C        5    |||||
---- -------------------------------------------------------+||||
                                                             ||||
--- Segment Group 20 ------------------------ C     1000 ---+||||
DLI, Document line identification             M        1    |||||
MOA, Monetary amount                          M        5    |||||
PIA, Additional product id                    C        5    |||||
DTM, Date/time/period                         C        5    |||||
                                                            |||||
--- Segment Group 21 ------------------------ C        5 --+|||||
CUX, Currencies                               M        1   ||||||
DTM, Date/time/period                         C        1   ||||||
---- ------------------------------------------------------+|||||
                                                            |||||
--- Segment Group 22 ------------------------ C       10 --+|||||
AJT, Adjustment details                       M        1   ||||||
MOA, Monetary amount                          M        1   ||||||
RFF, Reference                                C        1   ||||||
FTX, Free text                                C        5   ||||||
---- ------------------------------------------------------+++|||
                                                              |||
--- Segment Group 23 ------------------------ C        1 ----+|||
GEI, Processing information                   M        1     ||||
MOA, Monetary amount                          C        5     ||||
---- --------------------------------------------------------++++
CNT, Control total                            C        5

--- Segment Group 24 ------------------------ C        5 -------+
AUT, Authentication result                    M        1        |
DTM, Date/time/period                         C        1        |
---- -----------------------------------------------------------+
UNT, Message trailer                          M        1