D94A


Message D94A/AUTHOR

Authorization message

An Authorisation Message is sent by the Ordering Customer (or Payor or Agent on behalf of the Ordering Customer) or by a third party having authority on the Ordering Customer's payments to the Ordered Bank, to authorize the Ordered Bank to execute a given financial transaction. This financial transaction might relate to both: multiple messages like PAYMUL and DIRDEB and single instruction messages like PAYORD and PAYEXT. An Authorisation Message could also be sent from the Ordered Bank to the Ordering Customer or its Authorisation Authority to request authorisation for a given financial transaction. Throughout this document the term 'Original Message' refers to the message to be authorised.

Message description

UNH

M(1) : Message header

A service segment starting and uniquely identifying a message. The message type code for the Authorization message is AUTHOR. Note: Authorization messages conforming to this document must contain the following data in segment UNH, composite S009: Data element 0065 AUTHOR 0052 D 0054 94A 0051 UN

SG1 M(1) : BGM-DTM

A group of segments identifying the AUTHOR message.

BGM

M(1) : Beginning of message

A segment for unique identification of the Authorisation message, its type and function; specifying if it is an authorisation or a request for authorisation.

DTM

C(1) : Date/time/period

A segment containing the creation date of the Authorisation Message.

SG2 M(2) : RFF-MOA-DTM

A group of segments identifying the message to authorise and possibly the request to an authorisation which has been previously sent.

RFF

M(1) : Reference

A segment referring to the message that has to be authorised or to a previously sent request for authorisation.

MOA

C(1) : Monetary amount

A segment used to check the financial amount of the original message to be authorised. If the original message is a multiple message, the amount is the total amount of this message. It indicates the type of amount used in the original message. The currency in this segment should be the same as in the original message.

DTM

C(2) : Date/time/period

A segment indicating the date and time of creation of the message referenced in the RFF segment or possibly the payment date.

SG3 C(5) : NAD-CTA-COM

A group of segments identifying the parties involved in the exchange of the message.

NAD

M(1) : Name and address

A segment identifying the name and address of the commercial parties involved in the exchange of this message. (Sender and Recipient).

CTA

C(1) : Contact information

A segment identifying a person or department for the party specified in the NAD segment and to whom communication should be directed.

COM

C(5) : Communication contact

A segment providing communication numbers for the party identified in the NAD segment and optionally for the contact identified in the associated CTA segment.

SG4 C(2) : FII-CTA-COM

A group of segments identifying the financial parties involved in the exchange of the message.

FII

M(1) : Financial institution information

A segment identifying the ordered bank acting for the ordering customer and/or payor and the relevant account number and currency.

CTA

C(1) : Contact information

A segment identifying a person or department for the party specified in the NAD segment and to whom communication should be directed.

COM

C(5) : Communication contact

A segment providing communication numbers for the party identified in the NAD segment and optionally for the contact identified in the associated CTA segment.

SG5 C(1) : AUT-DTM

A segment group identifying the authentication procedures used.

AUT

M(1) : Authentication result

A segment specifying the details of any authentication (validation) procedure applied to the Authorisation message.

DTM

C(1) : Date/time/period

A segment defining the date and time of the creation of the authentication.

UNT

M(1) : Message trailer

A service segment ending a message, giving the total number of segments in the message and the control reference number of the message.

Message structure

UNH, Message header                           M        1

--- Segment Group 1 ------------------------- M        1 -------+
BGM, Beginning of message                     M        1        |
DTM, Date/time/period                         C        1        |
---- -----------------------------------------------------------+

--- Segment Group 2 ------------------------- M        2 -------+
RFF, Reference                                M        1        |
MOA, Monetary amount                          C        1        |
DTM, Date/time/period                         C        2        |
---- -----------------------------------------------------------+

--- Segment Group 3 ------------------------- C        5 -------+
NAD, Name and address                         M        1        |
CTA, Contact information                      C        1        |
COM, Communication contact                    C        5        |
---- -----------------------------------------------------------+

--- Segment Group 4 ------------------------- C        2 -------+
FII, Financial institution information        M        1        |
CTA, Contact information                      C        1        |
COM, Communication contact                    C        5        |
---- -----------------------------------------------------------+

--- Segment Group 5 ------------------------- C        1 -------+
AUT, Authentication result                    M        1        |
DTM, Date/time/period                         C        1        |
---- -----------------------------------------------------------+
UNT, Message trailer                          M        1