D96A
Message D96A/CREMUL
Multiple credit advice message
A Multiple Credit Advice message is sent by an Account Servicing Financial Institution to the Account Owner or to a third party, which has agreed bilaterally in advance, that its account (s) has been or will be credited for specified amount (s) on the date (s) indicated, in settlement of the referenced business transaction (s).
Message description
UNH
M(1) : Message headerA service segment starting and uniquely identifying a message. The message type code for the Multiple credit advice message is CREMUL. Note: Multiple credit advice messages conforming to this document must contain the following data in segment UNH, composite S009: Data element 0065 CREMUL 0052 D 0054 96A 0051 UN
BGM
M(1) : Beginning of messageA segment by means of which the sender must uniquely identify the CREMUL message using its type and number and its function. It is an information of items advised in advance, of items pending to be booked or of items which have been booked.
DTM
C(1) : Date/time/periodA segment specifying the date and, if required, the time the message is created.
BUS
C(1) : Business functionA segment identifying certain characteristics of the Multiple Credit Advice, such as, its business function. In so doing, it provides information about the message that may be used to route the message within an institution, for tariffing, or for the provision of some statistical information.
SG1 C(2) : RFF-DTM
SG2 C(5) : FII-CTA-COM
A group of segments identifying the financial institutions involved in the multiple credit advice, their function and their contacts.
FII
M(1) : Financial institution informationA segment identifying the financial institutions associated with the transaction, in coded or uncoded form and their function.
CTA
C(1) : Contact informationA segment identifying a person or a department for the party specified in the leading FII segment to whom communication should be directed.
COM
C(5) : Communication contactA segment identifying communication type (s) and number (s) of person (s) or department (s) specified in the associated CTA segment.
SG3 C(3) : NAD-CTA-COM
A group of segments identifying the name(s) and address(es) of non-financial parties involved in the transaction, their function and their contacts.
NAD
M(1) : Name and addressA segment identifying the names and addresses of the non-financial parties associated with the multiple credit advice, in coded or uncoded form, and their function.
CTA
C(1) : Contact informationA segment identifying a person or a department for the party specified in the leading NAD segment to whom communication should be directed.
COM
C(5) : Communication contactA segment identifying communication type(s) and number (s) of person (s) or department (s) specified in the associated CTA segment.
SG4 M(9999) : LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10
A group of segments containing information details which are relevant to all transactions specified in the message.
LIN
M(1) : Line itemA segment indicating, by a sequential line number, the beginning of the specification of details related to all transactions specified.
DTM
C(2) : Date/time/periodA segment specifying the entry and/or value date.
BUS
C(1) : Business functionA segment identifying certain characteristics of the credits stored as individual transactions in level C, such as the bank operation, i.e., the method of transferring the funds, in order to sort the dependent credits according to their category.
MOA
M(2) : Monetary amountA segment specifying the total amount of all credits stored as individual transactions in level C and/or the total amount of all credits stored in level C plus the total fee amount.
SG5 M(3) : RFF-DTM
SG6 M(1) : FII-CTA-COM
A group of segments identifying the account that has been or will be credited.
FII
M(1) : Financial institution informationA segment identifying the financial institutions and relevant account number associated with the transaction, in coded or uncoded form and their function.
CTA
C(1) : Contact informationA segment identifying a person or a department for the financial institution specified in the leading FII segment to whom communication should be directed.
COM
C(5) : Communication contactA segment identifying communication type (s) and number (s) of person (s) or department (s) specified in the associated CTA segment.
SG7 C(5) : FCA-MOA-SG8
A group of segments providing full details of all charges or allowances, and associated taxes, that apply to the total amount, together with information as to who bears the charges and to which account they have been directed. Where charges are subject to taxation this may also be specified.
FCA
M(1) : Financial charges allocationA segment specifying the method for allocation of charges and allowances and identifying an account to which such charges or allowances were directed where it is different from the principal account.
MOA
C(2) : Monetary amountA segment identifying the basis amount from which charges are calculated, if different from the total amount. It is also giving the total value of charges and/or allowances, and associated taxes.
SG8 C(6) : ALC-PCD-MOA-CUX-DTM-SG9
A group of segments providing a detailed breakdown of all charges (or allowances) and associated charges (or allowances).
ALC
M(1) : Allowance or chargeA segment used to provide full details of each charge or allowance for which the Payee is liable. Included are full details of the method of calculating the charge.
PCD
C(1) : Percentage detailsA segment specifying the percentage used for calculating the charges (or allowances).
MOA
C(2) : Monetary amountA segment identifying the amount of charges (or allowances) and/or specifying the basis amount from which charges (or allowances) may be calculated if different from the FCA segment.
CUX
C(1) : CurrenciesA segment specifying rates related to the charges and allowances.
DTM
C(1) : Date/time/periodA segment identifying the effective date and/or time the rate of exchange was fixed.
SG9 C(5) : TAX-MOA-CUX-DTM
A group of segments describing any taxes associated with charges and their amount.
TAX
M(1) : Duty/tax/fee detailsA segment identifying any taxes related to a specific charge.
MOA
C(2) : Monetary amountA segment specifying the total amount of the tax and the basis of calculation.
CUX
C(1) : CurrenciesA segment specifying exchange rates.
DTM
C(1) : Date/time/periodA segment identifying the effective date and/or time the rate of exchange was fixed.
SG10 M(9999) : SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-SG16-SG17-SG20
A segment group providing details regarding the individual transactions, such as dates, financial institutions, account numbers.
SEQ
M(1) : Sequence detailsA segment identifying the beginning of the specification of individual transactions (C level) by a sequential number.
DTM
C(3) : Date/time/periodA segment specifying value dates and other dates passed on from a preceding payment order.
BUS
C(1) : Business functionA segment specifying additional details regarding the individual credit, such as its business function.
FII
M(2) : Financial institution informationA segment identifying the financial institutions and relevant account number associated with the transaction, in coded or uncoded form and their function.
SG11 C(5) : RFF-DTM
A group of segments containing references of other messages and transactions, with relevant date(s)/time(s).
RFF
M(1) : ReferenceA segment identifying references of other messages or transactions related to this transaction.
DTM
C(1) : Date/time/periodA segment specifying the date and/or time of the referenced messages or transactions.
SG12 C(1) : PAI-FTX
SG13 M(4) : MOA-CUX-DTM-RFF
A group of segments identifying the monetary amounts and, if necessary, the currencies, exchange rate and date for the amount of the transaction.
MOA
M(1) : Monetary amountA segment giving the amount of the individual transaction.
CUX
C(1) : CurrenciesA segment identifying the source currency and the target currency of the transaction, when they are different.
DTM
C(2) : Date/time/periodA segment identifying the effective date and/or time the rate of exchange was fixed.
RFF
C(1) : ReferenceA segment identifying other transactions to which funds associated with the transaction is related such as a separate foreign exchange deal.
SG14 C(3) : NAD-CTA-COM
A group of segments identifying the name and address of non-financial parties involved in the message, their function and their contacts.
NAD
M(1) : Name and addressA segment identifying the names and addresses of the parties associated with the exchange of the message, in coded or uncoded form, and their function.
CTA
C(1) : Contact informationA segment identifying a person or a department for the party specified in the leading NAD segment and to whom communication should be directed.
COM
C(5) : Communication contactA segment identifying communication type (s) and number (s) of person (s) or department (s) specified in the associated CTA segment.
SG15 C(3) : INP-FTX-DTM
A group of segments containing instructions relating to parties identified in the NAD and FII segments in Segment Group 2 and/or Segment Group 3. It specifies action taken or to be taken by the identified parties, and the date (and optionally time) by which such action was taken or needs to be taken.
INP
M(1) : Parties to instructionA segment identifying the party to enact the instruction, the parties contacted or to be contacted at or by the associated financial institution on matters concerning the execution of the payment. It specifies where appropriate the instruction in coded form.
FTX
C(1) : Free textA segment providing free text instructions related to the associated INP segment.
DTM
C(1) : Date/time/periodA segment specifying the earliest and latest dates and/or times by which the specified instructions must be carried out.
SG16 C(10) : GIS-MOA-LOC-NAD-RCS-FTX
A group of segments providing information for subsequent use by regulatory authorities requiring statistical and other types of data. It also identifies the regulatory authority for which the information is intended followed by the information itself.
GIS
M(1) : General indicatorA segment identifying what processing should be completed for regulatory authorities.
MOA
C(1) : Monetary amountA segment giving the amount and the currency of each transaction to be reported.
LOC
C(2) : Place/location identificationA segment giving the different origins/destinations (places) of goods/investment/services.
NAD
C(1) : Name and addressA segment identifying the recipient of the associated informative text.
RCS
C(1) : Requirements and conditionsA segment giving the nature (e.g. goods, transport services) and direction of each transaction to be recorded in coded form.
FTX
C(10) : Free textA segment giving information, in coded or clear form, to provide information relevant to regulatory authorities requirements.
SG17 C(5) : FCA-MOA-SG18
A group of segments providing full details of all charges or allowances, and associated taxes, that apply to a particular transaction, together with information as to who bears the charges and to which account they have been directed. A total value of all charges plus allowances may be given for every account to which charges may be directed. Where charges are subject to taxation this may also be specified.
FCA
M(1) : Financial charges allocationA segment specifying the method for allocation of charges and allowances and identifying an account to which such charges or allowances were directed where it is different from the principal account.
MOA
C(2) : Monetary amountA segment identifying the basis amount from which charges are calculated, if different from the overall amount of the original order. It also gives the total value of charges and/or allowances, and associated taxes, that relate to an account for charges/allowances.
SG18 C(20) : ALC-PCD-MOA-CUX-DTM-SG19
A group of segments providing a detailed breakdown of all charges (or allowances) and associated charges (or allowances).
ALC
M(1) : Allowance or chargeA segment providing full details of each charge or allowance for which the Payee is liable. Included are full details of the method of calculating the charge.
PCD
C(1) : Percentage detailsA segment specifying the percentage used for calculating the charges (or allowances).
MOA
C(2) : Monetary amountA segment identifying the amount of charges (or allowances) and/or specifying the basis amount from which charges (or allowances) may be calculated if different from the FCA segment.
CUX
C(1) : CurrenciesA segment specifying rates related to the charges and allowances.
DTM
C(2) : Date/time/periodA segment identifying the effective date and/or time the rate of exchange was fixed.
SG19 C(5) : TAX-MOA-CUX-DTM
A group of segments describing any taxes associated with charges and their amount.
TAX
M(1) : Duty/tax/fee detailsA segment identifying any taxes related to a specific charge.
MOA
C(2) : Monetary amountA segment specifying the total amount of the tax and the basis for calculation.
CUX
C(1) : CurrenciesA segment specifying exchange rates.
DTM
C(1) : Date/time/periodA segment identifying the effective date and/or time the rate of exchange was fixed.
SG20 C(1) : PRC-FTX-SG21-SG27
A group of segments containing the details of payment. The content of these segments is passed through the banking chain from the Ordering Customer to the Beneficiary.
PRC
M(1) : Process identificationA segment identifying the kind of process at the beneficiary's side.
FTX
C(5) : Free textA segment providing free text information from the ordering customer to the beneficiary.
SG21 C(9999) : DOC-MOA-DTM-RFF-NAD-SG22-SG23-FTX-SG24
A group of segments providing details of all documents, e.g. invoices, statements, despatch advices, etc., to which the multiple credit advice refers. It includes information on the monetary amounts for each document and on any adjustments (with an indication of the reason for adjustments) and discounts. For information purposes an indication of the tax element can be provided.
DOC
M(1) : Document/message detailsA segment identifying the reference document against which payment is being made.
MOA
C(5) : Monetary amountA segment giving the monetary amounts of each reference document (e.g., original amount, discount amount etc.). The amount due and the amount remitted are mandatory.
DTM
C(5) : Date/time/periodA segment specifying the date of the referenced document and indicating any other relevant dates applicable.
RFF
C(5) : ReferenceA segment for the inclusion of any additional references related to the reference document.
NAD
C(2) : Name and addressA segment identifying a party name and address, either by coded identification or in a clear form.
SG22 C(5) : CUX-DTM
A group of segments specifying the currencies and the related dates/periods valid to the referenced document where different to the reference currency.
CUX
M(1) : CurrenciesA segment identifying the currency and associated exchange rate of the referenced document where different to the remittance currency.
DTM
C(1) : Date/time/periodA segment specifying the date/time/period related to the rate of exchange.
SG23 C(100) : AJT-MOA-RFF
A group of segments indicating adjustment amounts and their referenced documents.
AJT
M(1) : Adjustment detailsA segment indicating any adjustments to the amounts originally specified in the referenced document, and to which items such adjustment apply with the associated reason for adjustment.
MOA
C(1) : Monetary amountA segment giving the monetary amounts of the adjustments of each reference document (e.g. original amounts, discount amount, etc.). The currency data elements should not be used.
RFF
C(1) : ReferenceA segment for the inclusion of any additional references related to the reference documents.
FTX
C(5) : Free textA segment providind free text information related to the payment details.
SG24 C(9999) : DLI-MOA-PIA-DTM-SG25-SG26
A group of segments which may be used when required to provide details of individual line items in the reference document.
DLI
M(1) : Document line identificationA segment identifying a specific line item within the referenced document.
MOA
C(5) : Monetary amountA segment giving the monetary amounts for this line item.
PIA
C(5) : Additional product idA segment specifying item identification codes where required.
DTM
C(5) : Date/time/periodA segment specifying the date/time/period related to the line item.
SG25 C(5) : CUX-DTM
A group of segments specifying the currency and the related dates/periods of the line item where different from the remittance and document currency.
CUX
M(1) : CurrenciesA segment identifying the currency and associated exchange rate of the line item where different to the source and target currency.
DTM
C(1) : Date/time/periodA segment specifying the effective date and/or time the rate of exchange was fixed.
SG26 C(10) : AJT-MOA-RFF-FTX
A group of segments indicating adjustment amounts and their referenced documents for this line item.
AJT
M(1) : Adjustment detailsA segment indicating any adjustments to the amounts originally specified for this line item and the reason for the adjustment.
MOA
C(1) : Monetary amountA segment giving the monetary amounts of the adjustments for this line item.
RFF
C(1) : ReferenceA segment for the inclusion of any additional references related to the line item.
FTX
C(5) : Free textA segment providing free text information related to the payment details.
SG27 C(1) : GIS-MOA
CNT
C(5) : Control totalA segment identifying the kind of control checks and the totals according to the coded form.
SG28 C(5) : AUT-DTM
A group of segments specifying the details of any authentication (validation) procedures applied to the CREMUL message.
AUT
M(1) : Authentication resultA segment specifying details of any authentication (validation) procedures applied to the CREMUL message.
DTM
C(1) : Date/time/periodA segment identifying the validation date/time.
UNT
M(1) : Message trailerA service segment ending a message, giving the total number of segments in the message and the control reference number of the message.
Message structure
UNH, Message header M 1
BGM, Beginning of message M 1
DTM, Date/time/period C 1
BUS, Business function C 1
--- Segment Group 1 ------------------------- C 2 -------+
RFF, Reference M 1 |
DTM, Date/time/period C 1 |
---- -----------------------------------------------------------+
--- Segment Group 2 ------------------------- C 5 -------+
FII, Financial institution information M 1 |
CTA, Contact information C 1 |
COM, Communication contact C 5 |
---- -----------------------------------------------------------+
--- Segment Group 3 ------------------------- C 3 -------+
NAD, Name and address M 1 |
CTA, Contact information C 1 |
COM, Communication contact C 5 |
---- -----------------------------------------------------------+
--- Segment Group 4 ------------------------- M 9999 -------+
LIN, Line item M 1 |
DTM, Date/time/period C 2 |
BUS, Business function C 1 |
MOA, Monetary amount M 2 |
|
--- Segment Group 5 ------------------------- M 3 ------+|
RFF, Reference M 1 ||
DTM, Date/time/period C 1 ||
---- ----------------------------------------------------------+|
|
--- Segment Group 6 ------------------------- M 1 ------+|
FII, Financial institution information M 1 ||
CTA, Contact information C 1 ||
COM, Communication contact C 5 ||
---- ----------------------------------------------------------+|
|
--- Segment Group 7 ------------------------- C 5 ------+|
FCA, Financial charges allocation M 1 ||
MOA, Monetary amount C 2 ||
||
--- Segment Group 8 ------------------------- C 6 -----+||
ALC, Allowance or charge M 1 |||
PCD, Percentage details C 1 |||
MOA, Monetary amount C 2 |||
CUX, Currencies C 1 |||
DTM, Date/time/period C 1 |||
|||
--- Segment Group 9 ------------------------- C 5 ----+|||
TAX, Duty/tax/fee details M 1 ||||
MOA, Monetary amount C 2 ||||
CUX, Currencies C 1 ||||
DTM, Date/time/period C 1 ||||
---- --------------------------------------------------------+++|
|
--- Segment Group 10 ------------------------ M 9999 ------+|
SEQ, Sequence details M 1 ||
DTM, Date/time/period C 3 ||
BUS, Business function C 1 ||
FII, Financial institution information M 2 ||
||
--- Segment Group 11 ------------------------ C 5 -----+||
RFF, Reference M 1 |||
DTM, Date/time/period C 1 |||
---- ---------------------------------------------------------+||
||
--- Segment Group 12 ------------------------ C 1 -----+||
PAI, Payment instructions M 1 |||
FTX, Free text C 1 |||
---- ---------------------------------------------------------+||
||
--- Segment Group 13 ------------------------ M 4 -----+||
MOA, Monetary amount M 1 |||
CUX, Currencies C 1 |||
DTM, Date/time/period C 2 |||
RFF, Reference C 1 |||
---- ---------------------------------------------------------+||
||
--- Segment Group 14 ------------------------ C 3 -----+||
NAD, Name and address M 1 |||
CTA, Contact information C 1 |||
COM, Communication contact C 5 |||
---- ---------------------------------------------------------+||
||
--- Segment Group 15 ------------------------ C 3 -----+||
INP, Parties to instruction M 1 |||
FTX, Free text C 1 |||
DTM, Date/time/period C 1 |||
---- ---------------------------------------------------------+||
||
--- Segment Group 16 ------------------------ C 10 -----+||
GIS, General indicator M 1 |||
MOA, Monetary amount C 1 |||
LOC, Place/location identification C 2 |||
NAD, Name and address C 1 |||
RCS, Requirements and conditions C 1 |||
FTX, Free text C 10 |||
---- ---------------------------------------------------------+||
||
--- Segment Group 17 ------------------------ C 5 -----+||
FCA, Financial charges allocation M 1 |||
MOA, Monetary amount C 2 |||
|||
--- Segment Group 18 ------------------------ C 20 ----+|||
ALC, Allowance or charge M 1 ||||
PCD, Percentage details C 1 ||||
MOA, Monetary amount C 2 ||||
CUX, Currencies C 1 ||||
DTM, Date/time/period C 2 ||||
||||
--- Segment Group 19 ------------------------ C 5 ---+||||
TAX, Duty/tax/fee details M 1 |||||
MOA, Monetary amount C 2 |||||
CUX, Currencies C 1 |||||
DTM, Date/time/period C 1 |||||
---- -------------------------------------------------------+++||
||
--- Segment Group 20 ------------------------ C 1 -----+||
PRC, Process identification M 1 |||
FTX, Free text C 5 |||
|||
--- Segment Group 21 ------------------------ C 9999 ----+|||
DOC, Document/message details M 1 ||||
MOA, Monetary amount C 5 ||||
DTM, Date/time/period C 5 ||||
RFF, Reference C 5 ||||
NAD, Name and address C 2 ||||
||||
--- Segment Group 22 ------------------------ C 5 ---+||||
CUX, Currencies M 1 |||||
DTM, Date/time/period C 1 |||||
---- -------------------------------------------------------+||||
||||
--- Segment Group 23 ------------------------ C 100 ---+||||
AJT, Adjustment details M 1 |||||
MOA, Monetary amount C 1 |||||
RFF, Reference C 1 |||||
---- -------------------------------------------------------+||||
FTX, Free text C 5 ||||
||||
--- Segment Group 24 ------------------------ C 9999 ---+||||
DLI, Document line identification M 1 |||||
MOA, Monetary amount C 5 |||||
PIA, Additional product id C 5 |||||
DTM, Date/time/period C 5 |||||
|||||
--- Segment Group 25 ------------------------ C 5 --+|||||
CUX, Currencies M 1 ||||||
DTM, Date/time/period C 1 ||||||
---- ------------------------------------------------------+|||||
|||||
--- Segment Group 26 ------------------------ C 10 --+|||||
AJT, Adjustment details M 1 ||||||
MOA, Monetary amount C 1 ||||||
RFF, Reference C 1 ||||||
FTX, Free text C 5 ||||||
---- ------------------------------------------------------+++|||
|||
--- Segment Group 27 ------------------------ C 1 ----+|||
GIS, General indicator M 1 ||||
MOA, Monetary amount C 5 ||||
---- --------------------------------------------------------++++
CNT, Control total C 5
--- Segment Group 28 ------------------------ C 5 -------+
AUT, Authentication result M 1 |
DTM, Date/time/period C 1 |
---- -----------------------------------------------------------+
UNT, Message trailer M 1