D96A
Message D96A/PAYEXT
Extended payment order message
An Extended Payment Order is sent by the Ordering Customer (or Payor or Agent on behalf of the Ordering Customer) to the Ordered Bank, to instruct the Ordered Bank to debit an account it services for the Ordering Customer, and to arrange for the payment of a specified amount to the Beneficiary (or Payee or Agent in favour of Beneficiary) in settlement of the referenced business transaction(s), and to provide to the Payee full details of the transactions to which the Extended Payment Order relates. Throughout this document, the term 'Ordering Customer' refers to either an Ordering Customer, or a Payor or Agent acting on behalf of the Ordering Customer; likewise the term 'Beneficiary' refers to either a Beneficiary, or a Payee or Agent acting on behalf of the Beneficiary.
Message description
UNH
M(1) : Message headerA service segment starting and uniquely identifying a message. The message type code for the Extended payment order message is PAYEXT. Note: Extended payment order messages conforming to this document must contain the following data in segment UNH, composite S009: Data element 0065 PAYEXT 0052 D 0054 96A 0051 UN
BGM
M(1) : Beginning of messageA segment for unique identification of the Extended Payment Order, the type of Extended Payment Order and its function. The requirement for a response, e.g., related debit advice, may be indicated. Note: The identification will be passed back to the Ordering Customer for reconciliation purposes; it would be used in the case of a cancellation or confirmation of an Extended Payment Order.
BUS
C(1) : Business functionA segment identifying certain characteristics of the Extended Payment Order, such as its business function. In so doing, it provides information about the message that may be used to route the message within an institution, for tariffing, or for the provision of some statistical information.
PAI
C(1) : Payment instructionsA segment specifying the conditions, guarantee, method and channel of payment for the Extended Payment Order.
FCA
C(1) : Financial charges allocationA segment specifying the method for allocation of charges and allowances (e.g., charges borne by the Ordering Customer, the Beneficiary or both), and identifying the Ordering Customers's account to which such charges or allowances should be directed where it is different from the principal account.
DTM
M(4) : Date/time/periodA segment specifying the date and, when required, the time at which the message has been created as well as other dates and times relevant to the financial transaction.
SG1 C(5) : RFF-DTM
SG2 M(1) : MOA-CUX-DTM-RFF
A group of segments identifying the monetary amount and, if necessary, the currencies, exchange rate and date for that payment.
MOA
M(1) : Monetary amountA segment giving the amount value of the payment.
CUX
C(1) : CurrenciesA segment identifying the reference currency and the target currency of the transaction when they are different. The rate of exchange is solely used when previously agreed between the Ordering Customer and the Ordered Bank.
DTM
C(2) : Date/time/periodA segment identifying the effective date and/or time the rate of exchange was fixed.
RFF
C(1) : ReferenceA segment identifying other transactions to which funds associated with the Extended Payment Order are related, such as a separate foreign exchange deal.
SG3 C(4) : FII-CTA-COM
A group of segments providing information about the financial institutions and accounts related to the Extended Payment Order, together with details of any parties to be contacted in relation to the transaction.
FII
M(1) : Financial institution informationA segment identifying the financial institution (e.g., bank) and relevant account number and currency for each party involved in the transaction. The Ordering Customer may indicate the previously agreed choice of financial institution for payment.
CTA
C(1) : Contact informationA segment identifying a person or a department for the financial institution specified in the FII segment and to whom communication should be directed.
COM
C(5) : Communication contactA segment providing a communication number for the party identified in the FII segment and optionally for the contact identified in the associated CTA segment.
SG4 C(6) : NAD-CTA-COM
A group of segments identifying the name and address of the non-financial institutions involved in the transaction and their contacts.
NAD
M(1) : Name and addressA segment identifying the name and address of the non-financial institutions associated with the Extended Payment Order and their functions.
CTA
C(1) : Contact informationA segment identifying a person or a department for the party specified in the NAD segment and to whom communication should be directed.
COM
C(5) : Communication contactA segment providing a communication number for the party identified in the NAD segment and optionally for the contact identified in the associated CTA segment.
SG5 C(4) : INP-FTX-DTM
A group of segments containing instructions from the Ordering Customer relating to parties identified in the NAD and FII segments. It specifies action to be taken by the identified parties, and the date (and optionally time) by which such action needs to be taken.
INP
M(1) : Parties to instructionA segment identifying the party originating the instruction and the parties to be contacted at or by the associated financial institution on matters concerning the execution of the payment. It specifies where appropriate the instruction in coded form.
FTX
C(1) : Free textA segment providing free text instruction relating to the associated INP segment.
DTM
C(2) : Date/time/periodA segment specifying the earliest and the latest dates and times by which the instruction specified in the INP and FTX segments needs to be carried out.
SG6 C(10) : GIS-MOA-LOC-NAD-RCS-FTX
A group of segments providing information for subsequent use by regulatory authorities requiring statistical and other types of data. It also identifies the regulatory authority for which the information is intended followed by the information itself.
GIS
M(1) : General indicatorA segment identifying what processing should be completed for regulatory authorities.
MOA
C(1) : Monetary amountA segment giving the amount and the currency of each transaction to be reported.
LOC
C(2) : Place/location identificationA segment giving the different origins/destinations (places) of goods/investment/services.
NAD
C(1) : Name and addressA segment identifying the recipient of the associated informative text.
RCS
C(1) : Requirements and conditionsA segment giving the nature (e.g. goods, transport services) and direction of each transaction to be recorded in coded form.
FTX
C(10) : Free textA segment giving information, in coded or clear form, to provide information relevant to regulatory authorities requirements.
SG7 C(1) : PRC-FTX-SG8-SG14
A group of segments giving information in free or in coded form about the purpose of the payment from the ordering customer to the beneficiary.
PRC
M(1) : Process identificationA segment identifying the kind of process at the beneficiary's side.
FTX
C(5) : Free textA segment in clear form to provide information from the ordering customer to the beneficiary.
SG8 C(9999) : DOC-MOA-DTM-RFF-NAD-SG9-SG10-SG11
A group of segments providing details of all documents, e.g., invoices, statements, despatch advices, etc..., to which the Extended Payment Order refers. It includes information on the monetary amounts for each document and on any adjustments (with an indication of the reason for adjustments) and discounts. For information purposes an indication of the tax element can be provided.
DOC
M(1) : Document/message detailsA segment identifying the reference document against which payment is being made.
MOA
C(5) : Monetary amountA segment giving the monetary amounts of each reference document (e.g., original amount, discount amount etc...). The amount due and the amount remitted are mandatory.
DTM
C(5) : Date/time/periodA segment specifying the date of the referenced document and indicating any other relevant dates applicable.
RFF
C(5) : ReferenceA segment for the inclusion of any additional references related to the reference document.
NAD
C(2) : Name and addressA segment identifying a party name and address, either by coded identification or in a clear form.
SG9 C(5) : CUX-DTM
A group of segments specifying the currencies and the related dates/periods valid to the referenced document where different to the reference currency.
CUX
M(1) : CurrenciesA segment identifying the currency and associated exchange rate of the referenced document where different to the remittance currency.
DTM
C(1) : Date/time/periodA segment specifying the date/time/period related to the rate of exchange.
SG10 C(100) : AJT-MOA-RFF-FTX
A group of segments indicating adjustment amounts and their referenced documents.
AJT
M(1) : Adjustment detailsA segment indicating any adjustments to the amounts originally specified in the referenced document, and to which items such adjustments apply, with the associated reason for adjustment.
MOA
C(1) : Monetary amountA segment giving the monetary amounts of the adjustments of each reference document (e.g. original amounts, discount amount, etc.). The currency data elements should not be used.
RFF
C(1) : ReferenceA segment for the inclusion of any additional references related to the reference document.
FTX
C(5) : Free textA segment providing free text information related to the payment details.
SG11 C(9999) : DLI-MOA-PIA-DTM-SG12-SG13
A group of segments which may be used when required to provide details of individual line items in the reference document.
DLI
M(1) : Document line identificationA segment identifying a specific line item within the referenced document.
MOA
C(5) : Monetary amountA segment giving the monetary amounts for this line item.
PIA
C(5) : Additional product idA segment specifying item identification codes where required.
DTM
C(5) : Date/time/periodA segment specifying the date/time/period related to the line item.
SG12 C(5) : CUX-DTM
A group of segments identifying the currency and the related dates/periods of the line item where different to the remittance and document currency.
CUX
M(1) : CurrenciesA segment identifying the currency and associated exchange rate of the line item, where different to the reference and target currency.
DTM
C(1) : Date/time/periodA segment specifying the effective date and/or time the rate of exchange was fixed.
SG13 C(10) : AJT-MOA-RFF-FTX
A group of segments indicating adjustment amounts and their referenced documents for this line item.
AJT
M(1) : Adjustment detailsA segment indicating any adjustments to the amounts originally specified for this line item and the reason for the adjustments.
MOA
C(1) : Monetary amountA segment giving the monetary amounts of the adjustment for this line item.
RFF
C(1) : ReferenceA segment for the inclusion of any additional references related to the reference document.
FTX
C(5) : Free textA segment providing free text information related to the payment details.
SG14 C(1) : GIS-MOA
SG15 C(5) : AUT-DTM
A group of segments specifying the details of authentication.
AUT
M(1) : Authentication resultA segment specifying the details of any authentication (validation) procedure applied to the Extended Payment Order message.
DTM
C(1) : Date/time/periodA segment identifying the date and, where necessary, the time of validation.
UNT
M(1) : Message trailerA service segment ending a message, giving the total number of segments in the message and the control reference number of the message.
Message structure
UNH, Message header M 1
BGM, Beginning of message M 1
BUS, Business function C 1
PAI, Payment instructions C 1
FCA, Financial charges allocation C 1
DTM, Date/time/period M 4
--- Segment Group 1 ------------------------- C 5 -------+
RFF, Reference M 1 |
DTM, Date/time/period C 1 |
---- -----------------------------------------------------------+
--- Segment Group 2 ------------------------- M 1 -------+
MOA, Monetary amount M 1 |
CUX, Currencies C 1 |
DTM, Date/time/period C 2 |
RFF, Reference C 1 |
---- -----------------------------------------------------------+
--- Segment Group 3 ------------------------- C 4 -------+
FII, Financial institution information M 1 |
CTA, Contact information C 1 |
COM, Communication contact C 5 |
---- -----------------------------------------------------------+
--- Segment Group 4 ------------------------- C 6 -------+
NAD, Name and address M 1 |
CTA, Contact information C 1 |
COM, Communication contact C 5 |
---- -----------------------------------------------------------+
--- Segment Group 5 ------------------------- C 4 -------+
INP, Parties to instruction M 1 |
FTX, Free text C 1 |
DTM, Date/time/period C 2 |
---- -----------------------------------------------------------+
--- Segment Group 6 ------------------------- C 10 -------+
GIS, General indicator M 1 |
MOA, Monetary amount C 1 |
LOC, Place/location identification C 2 |
NAD, Name and address C 1 |
RCS, Requirements and conditions C 1 |
FTX, Free text C 10 |
---- -----------------------------------------------------------+
--- Segment Group 7 ------------------------- C 1 -------+
PRC, Process identification M 1 |
FTX, Free text C 5 |
|
--- Segment Group 8 ------------------------- C 9999 ------+|
DOC, Document/message details M 1 ||
MOA, Monetary amount C 5 ||
DTM, Date/time/period C 5 ||
RFF, Reference C 5 ||
NAD, Name and address C 2 ||
||
--- Segment Group 9 ------------------------- C 5 -----+||
CUX, Currencies M 1 |||
DTM, Date/time/period C 1 |||
---- ---------------------------------------------------------+||
||
--- Segment Group 10 ------------------------ C 100 -----+||
AJT, Adjustment details M 1 |||
MOA, Monetary amount C 1 |||
RFF, Reference C 1 |||
FTX, Free text C 5 |||
---- ---------------------------------------------------------+||
||
--- Segment Group 11 ------------------------ C 9999 -----+||
DLI, Document line identification M 1 |||
MOA, Monetary amount C 5 |||
PIA, Additional product id C 5 |||
DTM, Date/time/period C 5 |||
|||
--- Segment Group 12 ------------------------ C 5 ----+|||
CUX, Currencies M 1 ||||
DTM, Date/time/period C 1 ||||
---- --------------------------------------------------------+|||
|||
--- Segment Group 13 ------------------------ C 10 ----+|||
AJT, Adjustment details M 1 ||||
MOA, Monetary amount C 1 ||||
RFF, Reference C 1 ||||
FTX, Free text C 5 ||||
---- --------------------------------------------------------+++|
|
--- Segment Group 14 ------------------------ C 1 ------+|
GIS, General indicator M 1 ||
MOA, Monetary amount C 5 ||
---- ----------------------------------------------------------++
--- Segment Group 15 ------------------------ C 5 -------+
AUT, Authentication result M 1 |
DTM, Date/time/period C 1 |
---- -----------------------------------------------------------+
UNT, Message trailer M 1