D96A
Message D96A/PAYMUL
Multiple payment order message
A Multiple Payment order is sent by the Ordering Customer (or Payor or Agent on behalf of the Ordering Customer) to the Ordered Bank, to instruct the Ordered Bank to debit an account it services for the Ordering Customer, and to arrange for the payment of specified amounts to several Beneficiaries (or Payees) in settlement of the referenced business transaction(s). Throughout this document, the term 'Ordering Customer' refers to either an Ordering Customer, or a Payor or Agent acting (sending) on behalf of the Ordering Customer; likewise the term 'Beneficiary' refers to either a Beneficiary, or a Payee or Agent acting on behalf of the Beneficiary.
Message description
UNH
M(1) : Message headerA service segment starting and uniquely identifying a message. The message type code for the Multiple payment order message is PAYMUL. Note: Multiple payment order messages conforming to this document must contain the following data in segment UNH, composite S009: Data element 0065 PAYMUL 0052 D 0054 96A 0051 UN
BGM
M(1) : Beginning of messageA segment by means of which the sender must uniquely identify the PAYMUL message using its type and number and when necessary its function. Note: The identification will be passed back to the ordering customer for reconciliation purposes, if a reference is not quoted in the B- level.
DTM
M(1) : Date/time/periodA segment specifying the date and if required the time when the message is created.
BUS
C(1) : Business functionA segment providing information to the ordered bank to route the message, or for tariffing or for the provision of some statistical information.
SG1 C(2) : RFF-DTM
SG2 C(5) : FII-CTA-COM
A group of segments identifying the financial institutions involved in the multiple payment order and the routing functions with their contacts.
FII
M(1) : Financial institution informationA segment identifying the financial institutions associated with the transaction in coded or uncoded form and their function.
CTA
C(1) : Contact informationA segment identifying a person or department for the party specified in the leading FII segment and to whom communication should be directed.
COM
C(5) : Communication contactA segment providing communication type(s) and number(s) of person(s) or department(s) specified in the associated CTA segment.
SG3 C(3) : NAD-CTA-COM
A group of segments identifying the ordering party, which is valid for all payment orders.
NAD
M(1) : Name and addressName and address for the ordering customer.
CTA
C(1) : Contact informationA segment identifying a portion or a department for the party specified in the leading NAD segment to whom communication should be directed.
COM
C(5) : Communication contactA segment identifying communication type(s) and number(s) of person(s) or department(s) specified in the associated CTA segment.
SG4 M(9999) : LIN-DTM-RFF-BUS-FCA-SG5-SG6-SG7-SG8-SG9-SG10-SG11
This segment group contains information regarding the debit side of this transaction and details which are pertinent to all payments specified in the message. Certain payment details may be provided either in segment group 4 or in segment group 11, but not in both.
LIN
M(1) : Line itemA segment identifying the line item by a current line number.
DTM
C(1) : Date/time/periodA segment identifying the date, at which an order has been requested to be executed or acted upon.
RFF
C(2) : ReferenceA segment specifying the reference of the single debit amount on the debit side of the Transaction (B level). Note: The identification will be passed back to the Ordering Customer for reconciliation purposes.
BUS
C(1) : Business functionA segment identifying certain characteristics of the payment orders stored on level C, such as business function.
FCA
C(1) : Financial charges allocationA segment specifying the method for allocation of charges and allowances (e.g. charges to be borne by the ordering customer), and identifying the ordering customer's account to which such charges or allowances should be directed where it is different from the principal account. This constitutes a default specification and may be overridden at detail level.
SG5 C(1) : MOA-CUX-DTM-RFF
A group of segments containing the currency of the single amounts in level C, currency to be transferred, plus the total of all single amounts of level C.
MOA
M(1) : Monetary amountA segment specifying the total amount and the currency to be transferred.
CUX
C(1) : CurrenciesA segment specifying the source currency and the destination currency of the transaction, when they are different. The rate of exchange is solely used when previously agreed between the ordering customer and the ordered bank.
DTM
C(2) : Date/time/periodA segment identifying the effective date and/or time the rate of exchange was fixed. The other occurrence identifies the reference date.
RFF
C(1) : ReferenceA segment identifying the deal between ordered bank and ordering customer.
SG6 M(1) : FII-CTA-COM
A group of segments containing the account servicing bank including the account to be debited. If the ordering party is not quoted separately in the NAD-segment on level-B or level-A, then this group also contains the information of the ordering party.
FII
M(1) : Financial institution informationA segment identifying the financial institution and relevant account number with the currency.
CTA
C(1) : Contact informationA segment identifying a person or a department for the financial institution specified in the FII segment and to whom communication should be directed.
COM
C(5) : Communication contactA segment providing a communication number for the party identified in the FII segment.
SG7 C(3) : NAD-CTA-COM
A group of segments identifying the ordering party mutually exclusive with NAD-segment on level-A for the ordering party (Ordering customer and payor). Furthermore, one contact party can also be quoted in this group.
NAD
M(1) : Name and addressA segment identifying the name and address of the non- financial institutions associated with the PAYMUL.
CTA
C(1) : Contact informationA segment identifying a person or a department for the party specified in the NAD segment and to whom communication should be directed.
COM
C(5) : Communication contactA segment providing a communication number for the party identified in the NAD segment and optionally for the contact identified in the associated CTA segment.
SG8 C(1) : INP-FTX-DTM
A group of segments containing instructions from the ordering customer relating to parties identified in the NAD and FII segments. It specifies action to be taken by the identified parties and the date (and optionally time) by which such action needs to be taken.
INP
M(1) : Parties to instructionA segment identifying the party originating the instruction and the parties to be contacted. It specifies where appropriate the instruction in coded form.
FTX
C(1) : Free textA segment providing free text instruction relating to the associated INP segment.
DTM
C(2) : Date/time/periodA segment specifying the earliest and the latest dates and times by which the instruction specified in the INP and/or FTX segment(s) needs to be carried out.
SG9 C(10) : GIS-MOA-LOC-NAD-RCS-FTX
A group of segments providing information for subsequent use by regulatory authorities requiring statistical and other types of data. It also identifies the regulatory authority for which the information is intended followed by the information itself. This group is mutually exclusive with Segment Group 15.
GIS
M(1) : General indicatorA segment identifying what processing should be completed by regulatory authorities.
MOA
C(1) : Monetary amountA segment giving the amount and the currency of each transaction to be reported.
LOC
C(2) : Place/location identificationA segment giving the different origins/destinations (places) of goods/investment/services.
NAD
C(1) : Name and addressA segment identifying a party related to the associated informative text.
RCS
C(1) : Requirements and conditionsA segment giving the nature (e.g. goods, transport services) and direction of each transaction to be recorded in coded form.
FTX
C(10) : Free textA segment giving information in coded or in clear form to provide information relevant to regulatory authorities requirements.
SG10 C(1) : PRC-FTX
A group of segments - mutually exclusive with level -C- containing the details of payment, which are determined for all payments on level C.
PRC
M(1) : Process identificationA segment identifying the kind of free text following this segment.
FTX
M(1) : Free textA segment for information in coded or in clear form to provide information from the ordering customer to the beneficiary.
SG11 M(9999) : SEQ-MOA-DTM-RFF-PAI-FCA-SG12-SG13-SG14-SG15-SG16
This segment group contains information regarding the Beneficiaries of the payments. Certain payment details may be provided either in segment group 11 or in segment group 4, but not in both.
SEQ
M(1) : Sequence detailsA segment identifying the beginning of the credit side of the transaction (C level) by a sequential number, which may also be used for reconciliation purposes.
MOA
M(1) : Monetary amountA segment giving the amount value of the payment. It is the amount to be transferred. The currency is quoted on the debit side of the transaction (level B).
DTM
C(1) : Date/time/periodA segment identifying date(s)/time(s) related to the beneficiary's side.
RFF
C(3) : ReferenceA segment identifying a transaction from the ordering customer to the beneficiary and/or from the ordering customer to the ordered bank.
PAI
C(1) : Payment instructionsA segment specifying the conditions, method and channel of payment for the payment order.
FCA
C(1) : Financial charges allocationA segment specifying the method for allocation of charges and allowances and identifying the ordering customer's account to which such charges or allowances should be directed where it is different from the principal amount. This segment is mutually exclusive with the FCA segment in Segment Group 4.
SG12 C(3) : FII-CTA-COM
A group of segments containing the beneficiary's bank and the account and if necessary up to two intermediary banks.
FII
M(1) : Financial institution informationA segment identifying the financial institution and relevant account number with the currency.
CTA
C(1) : Contact informationA segment identifying a person or a department for the financial institution specified in the FII segment and to whom communication should be directed.
COM
C(5) : Communication contactA segment providing a communication number for the party identified in the FII Segment and optionally for the intermediary banks.
SG13 C(3) : NAD-CTA-COM
A group of segments identifying the name and address of the beneficiary and one contact party.
NAD
M(1) : Name and addressA segment identifying the name and address of the non- financial institutions associated with the payment on the beneficiary's side.
CTA
C(1) : Contact informationA segment identifying a person or a department for the party specified in the NAD segment and to whom communication should be directed.
COM
C(5) : Communication contactA segment providing a communication number for the party identified in the NAD segment and optionally for the contact identified in the associated CTA segment.
SG14 C(3) : INP-FTX-DTM
A group of segments containing instructions from the ordering customer relating to parties identified in the NAD and FII segments. It specifies action to be taken by the identified parties and the date (and optionally time) by which such action needs to be taken.
INP
M(1) : Parties to instructionA segment identifying the party originating the instruction and the parties to be contacted. It specifies where appropriate the instruction in coded form.
FTX
C(1) : Free textA segment providing free text instruction relating to the associated INP segment.
DTM
C(2) : Date/time/periodA segment specifying the earliest and the latest dates and times by which the instruction specified in the INP and/or FTX segment(s) needs to be carried out.
SG15 C(10) : GIS-MOA-LOC-NAD-RCS-FTX
A group of segments providing information for subsequent use by regulatory authorities requiring statistical and other types of data. It also identifies the regulatory authority for which the information is intended followed by the information itself.
GIS
M(1) : General indicatorA segment identifying what processing should be completed by regulatory authorities.
MOA
C(1) : Monetary amountA segment giving the amount and the currency of each transaction to be reported.
LOC
C(2) : Place/location identificationA segment giving the different origins/destinations (places) of goods/investment/services.
NAD
C(1) : Name and addressA segment identifying the recipient of the associated informative text.
RCS
C(1) : Requirements and conditionsA segment giving the nature (e.g. goods, transport services) and direction of each transaction to be recorded in coded form.
FTX
C(10) : Free textA segment giving information in coded or in clear form to provide information relevant to regulatory authorities' requirements.
SG16 C(1) : PRC-FTX-SG17-SG23
A group of segments containing the details of payment. The content of these segments is passed through the banking chain from the ordering customer to the beneficiary.
PRC
M(1) : Process identificationA segment identifying the kind of payment details.
FTX
C(5) : Free textA segment providing free text instruction relating to the payment details.
SG17 C(9999) : DOC-MOA-DTM-RFF-NAD-SG18-SG19-SG20
A group of segments providing details of all documents, e.g., invoices, statements, despatch advices, etc..., to which the Multiple Payment Order refers. It includes information on the monetary amounts for each document and on any adjustments (with an indication of the reason for adjustments) and discounts. For information purposes an indication of the tax element can be provided.
DOC
M(1) : Document/message detailsA segment identifying the reference document against which payment is being made.
MOA
C(5) : Monetary amountA segment giving the monetary amounts of each reference document (e.g., original amount, discount amount etc..). The amount due and the amount remitted are mandatory.
DTM
C(5) : Date/time/periodA segment specifying the date of the referenced document and indicating any other relevant dates applicable.
RFF
C(5) : ReferenceA segment for the inclusion of any additional references related to the reference document.
NAD
C(2) : Name and addressA segment identifying a party name and address, either by coded identification or in a clear form.
SG18 C(5) : CUX-DTM
A group of segments specifying the currencies and the related dates/periods valid to the referenced document where different to the reference currency.
CUX
M(1) : CurrenciesA segment identifying the currency and associated exchange rate of the referenced document where different to the remittance currency.
DTM
C(1) : Date/time/periodA segment specifying the date/time/period related to the rate of exchange.
SG19 C(100) : AJT-MOA-RFF-FTX
A group of segments indicating adjustment amounts and their referenced documents.
AJT
M(1) : Adjustment detailsA segment indicating any adjustments to the amounts originally specified in the referenced document, and to which items such adjustments apply with the associated reason for adjustment.
MOA
M(1) : Monetary amountA segment giving the monetary amounts of the adjustments of each reference document (e.g. original amounts, discount amount, etc.) The currency data elements should not be used.
RFF
C(1) : ReferenceA segment for the inclusion of any additional references related to the reference documents.
FTX
C(5) : Free textA segment providing free text information related to the payment details.
SG20 C(1000) : DLI-MOA-PIA-DTM-SG21-SG22
A group of segments which may be used when required to provide details of individual line items in the reference document.
DLI
M(1) : Document line identificationA segment identifying a specific line item within the referenced document.
MOA
M(5) : Monetary amountA segment giving the monetary amounts for this line item.
PIA
C(5) : Additional product idA segment specifying item identification codes where required.
DTM
C(5) : Date/time/periodA segment specifying the date/time/period related to the line item.
SG21 C(5) : CUX-DTM
A group of segments identifying the currency and the related dates/periods of the line item where different to the remittance and document currency.
CUX
M(1) : CurrenciesA segment identifying the currency and associated exchange rate of the line item, where different to the reference and target currency.
DTM
C(1) : Date/time/periodA segment specifying the effective date and/or time the rate of exchange was fixed.
SG22 C(10) : AJT-MOA-RFF-FTX
A group of segments indicating adjustment amounts and their referenced documents for this line item.
AJT
M(1) : Adjustment detailsA segment indicating any adjustments to the amounts originally specified for this line item and the reason for the adjustments.
MOA
M(1) : Monetary amountA segment giving the monetary amounts of the adjustment for this line item.
RFF
C(1) : ReferenceA segment for the inclusion of any additional references related to the reference document.
FTX
C(5) : Free textA segment providing free text information related to the payment details.
SG23 C(1) : GIS-MOA
CNT
C(5) : Control totalA segment identifying the kind of control-checks for the payment orders contained in the PAYMUL and identifying the totals according to the coded form.
SG24 C(5) : AUT-DTM
A group of segments specifying the details of any authentication (validation) procedure applied to the PAYMUL message.
AUT
M(1) : Authentication resultA segment specifying details of any authentication (validation) procedures applied to the PAYMUL message.
DTM
C(1) : Date/time/periodA segment identifying the validation date/time.
UNT
M(1) : Message trailerA service segment ending a message, giving the total number of segments in the message and the control reference number of the message.
Message structure
UNH, Message header M 1
BGM, Beginning of message M 1
DTM, Date/time/period M 1
BUS, Business function C 1
--- Segment Group 1 ------------------------- C 2 -------+
RFF, Reference M 1 |
DTM, Date/time/period C 1 |
---- -----------------------------------------------------------+
--- Segment Group 2 ------------------------- C 5 -------+
FII, Financial institution information M 1 |
CTA, Contact information C 1 |
COM, Communication contact C 5 |
---- -----------------------------------------------------------+
--- Segment Group 3 ------------------------- C 3 -------+
NAD, Name and address M 1 |
CTA, Contact information C 1 |
COM, Communication contact C 5 |
---- -----------------------------------------------------------+
--- Segment Group 4 ------------------------- M 9999 -------+
LIN, Line item M 1 |
DTM, Date/time/period C 1 |
RFF, Reference C 2 |
BUS, Business function C 1 |
FCA, Financial charges allocation C 1 |
|
--- Segment Group 5 ------------------------- C 1 ------+|
MOA, Monetary amount M 1 ||
CUX, Currencies C 1 ||
DTM, Date/time/period C 2 ||
RFF, Reference C 1 ||
---- ----------------------------------------------------------+|
|
--- Segment Group 6 ------------------------- M 1 ------+|
FII, Financial institution information M 1 ||
CTA, Contact information C 1 ||
COM, Communication contact C 5 ||
---- ----------------------------------------------------------+|
|
--- Segment Group 7 ------------------------- C 3 ------+|
NAD, Name and address M 1 ||
CTA, Contact information C 1 ||
COM, Communication contact C 5 ||
---- ----------------------------------------------------------+|
|
--- Segment Group 8 ------------------------- C 1 ------+|
INP, Parties to instruction M 1 ||
FTX, Free text C 1 ||
DTM, Date/time/period C 2 ||
---- ----------------------------------------------------------+|
|
--- Segment Group 9 ------------------------- C 10 ------+|
GIS, General indicator M 1 ||
MOA, Monetary amount C 1 ||
LOC, Place/location identification C 2 ||
NAD, Name and address C 1 ||
RCS, Requirements and conditions C 1 ||
FTX, Free text C 10 ||
---- ----------------------------------------------------------+|
|
--- Segment Group 10 ------------------------ C 1 ------+|
PRC, Process identification M 1 ||
FTX, Free text M 1 ||
---- ----------------------------------------------------------+|
|
--- Segment Group 11 ------------------------ M 9999 ------+|
SEQ, Sequence details M 1 ||
MOA, Monetary amount M 1 ||
DTM, Date/time/period C 1 ||
RFF, Reference C 3 ||
PAI, Payment instructions C 1 ||
FCA, Financial charges allocation C 1 ||
||
--- Segment Group 12 ------------------------ C 3 -----+||
FII, Financial institution information M 1 |||
CTA, Contact information C 1 |||
COM, Communication contact C 5 |||
---- ---------------------------------------------------------+||
||
--- Segment Group 13 ------------------------ C 3 -----+||
NAD, Name and address M 1 |||
CTA, Contact information C 1 |||
COM, Communication contact C 5 |||
---- ---------------------------------------------------------+||
||
--- Segment Group 14 ------------------------ C 3 -----+||
INP, Parties to instruction M 1 |||
FTX, Free text C 1 |||
DTM, Date/time/period C 2 |||
---- ---------------------------------------------------------+||
||
--- Segment Group 15 ------------------------ C 10 -----+||
GIS, General indicator M 1 |||
MOA, Monetary amount C 1 |||
LOC, Place/location identification C 2 |||
NAD, Name and address C 1 |||
RCS, Requirements and conditions C 1 |||
FTX, Free text C 10 |||
---- ---------------------------------------------------------+||
||
--- Segment Group 16 ------------------------ C 1 -----+||
PRC, Process identification M 1 |||
FTX, Free text C 5 |||
|||
--- Segment Group 17 ------------------------ C 9999 ----+|||
DOC, Document/message details M 1 ||||
MOA, Monetary amount C 5 ||||
DTM, Date/time/period C 5 ||||
RFF, Reference C 5 ||||
NAD, Name and address C 2 ||||
||||
--- Segment Group 18 ------------------------ C 5 ---+||||
CUX, Currencies M 1 |||||
DTM, Date/time/period C 1 |||||
---- -------------------------------------------------------+||||
||||
--- Segment Group 19 ------------------------ C 100 ---+||||
AJT, Adjustment details M 1 |||||
MOA, Monetary amount M 1 |||||
RFF, Reference C 1 |||||
FTX, Free text C 5 |||||
---- -------------------------------------------------------+||||
||||
--- Segment Group 20 ------------------------ C 1000 ---+||||
DLI, Document line identification M 1 |||||
MOA, Monetary amount M 5 |||||
PIA, Additional product id C 5 |||||
DTM, Date/time/period C 5 |||||
|||||
--- Segment Group 21 ------------------------ C 5 --+|||||
CUX, Currencies M 1 ||||||
DTM, Date/time/period C 1 ||||||
---- ------------------------------------------------------+|||||
|||||
--- Segment Group 22 ------------------------ C 10 --+|||||
AJT, Adjustment details M 1 ||||||
MOA, Monetary amount M 1 ||||||
RFF, Reference C 1 ||||||
FTX, Free text C 5 ||||||
---- ------------------------------------------------------+++|||
|||
--- Segment Group 23 ------------------------ C 1 ----+|||
GIS, General indicator M 1 ||||
MOA, Monetary amount C 5 ||||
---- --------------------------------------------------------++++
CNT, Control total C 5
--- Segment Group 24 ------------------------ C 5 -------+
AUT, Authentication result M 1 |
DTM, Date/time/period C 1 |
---- -----------------------------------------------------------+
UNT, Message trailer M 1