D01B | EDIFACTORY

Message D01B/BUSCRD

Business credit report message

The Business credit report message is used by credit reporting agencies to provide business credit information about a company to the agency's trading partners. Business credit information includes, but is not limited to, company name(s) or location(s), financial, operational, legal and business credit rating information BUSCRD relates solely to the exchange of corporate or company credit information and is intended to enable the automation of business decision processing.

Message description

UNH

M(1) : Message header

A service segment starting and uniquely identifying a message. The message type code for the Business credit report message is BUSCRD. Note: Business credit report messages conforming to this document must contain the following data in segment UNH, composite S009: Data element 0065 BUSCRD 0052 D 0054 01B 0051 UN

BGM

M(1) : Beginning of message

A segment to identify the individual business credit report document, its unique identifier, and specific message function.

DTM

M(9) : Date/time/period

A segment to identify the Business credit report message date.

RFF

C(99) : Reference

A segment to identify any other relevant references to this message such as a previously sent Business credit report message.

SG1 M(9) : PNA-ADR-SG2

A group of segments to identify, at a minimum, the sender and receiver of the message and appropriate contact information.

PNA

M(1) : Party identification

A segment to identify names of parties, in coded or clear form, and their function relevant to the message. Identification of the sender and receiver is mandatory for the Business credit report message.

ADR

C(1) : Address

A segment to provide addresses of identified parties. Address information may not be necessary when the parties are identified in a coded manner.

SG2 C(9) : CTA-COM

A group of segments to identify contact and communication numbers for each named party.

CTA

M(1) : Contact information

A segment to provide a contact person's name for each named party.

COM

C(9) : Communication contact

A segment to identify the phone number, fax number, e- mail, or other communication number for the contact party.

SG3 C(999999) : LIN-DTM-PNA-CUX-LAN-IFD-FTX-SG4

A group of segments to identify the entity for which the requested detailed information is provided or requested. For example, the segment group may be used to identify a broad category of information such as all payment history related to an entity, and in addition, default values for currency and language codes.

LIN

M(1) : Line item

A segment identifying a line item by a number which is assigned to the company being reported. A data group number may also be included.

DTM

C(99) : Date/time/period

A segment that provides the dates associated with the business credit report.

PNA

C(9) : Party identification

A segment to identify the entity(ies) being reported.

CUX

C(1) : Currencies

A segment specifying the currency of the monetary amounts sent in the report. The currency can be overridden at a lower level when necessary.

LAN

C(1) : Language

A segment identifying the language of any text information sent in the message. This includes text in clear values of data elements and in the specific segment used for free text.

IFD

C(99) : Information detail

A segment identifying at a broad level, the information categories and types.

FTX

C(99) : Free text

A segment to provide free text that is related to the entity at an overall level.

SG4 C(999999) : HYN-IRQ-IFD-PCD-DTM-RFF-MEA-CUX-FTX-SG5-

SG6-SG7-SG8-SG10-SG11-SG12-SG14-SG15-SG16- SG18-SG19-SG22 A group of segments that identify the hierarchical level and the data associated with the level.

HYN

M(1) : Hierarchy information

A segment that defines a hierarchical level, and its relationship to other hierarchical levels such as its parent. The use of codes within this segment define its data relationship to previous iterations of the segment group, if any.

IRQ

C(99) : Information required

A segment specifying at a broad level the type of information requested or sent, such as company locations, facilities, names associated with companies and legal actions.

IFD

C(99) : Information detail

A segment providing the category and type of information details that supplement the broad level preceding data.

PCD

C(99) : Percentage details

A segment to provide percentage amounts relating to the details of the information.

DTM

C(99) : Date/time/period

A segment providing the dates related to the details of the information.

RFF

C(99) : Reference

A segment to provide related reference numbers such as a Value Added Tax Registration number, a Business Registration number or a filing number.

MEA

C(99) : Measurements

A segment to provide measurement values related to the type of information, as may be included in public filings.

CUX

C(1) : Currencies

A segment to provide the currency code applicable to all subsequent monetary amounts. These amounts are related to the type of information. This segment may override, or replace (in the current segment group occurrence only), preceding higher level currency information.

FTX

C(99) : Free text

A segment to provide free text information where coded data is non-existent. This segment may contain legally required phrases.

SG5 C(999) : MOA-ARD-PCD-FTX

A group of segments to provide monetary amounts and percents related to the type of information specified above. Other necessary, detailed monetary amounts are nested within the following applicable segment group.

MOA

M(1) : Monetary amount

A segment to provide a monetary amount related to the subject area.

ARD

C(9) : Monetary amount function

A segment to identify one or more incremental relationships associated with a monetary amount.

PCD

C(9) : Percentage details

A segment to provide percentages related to the monetary amount, such as a percentage change that this monetary amount represents compared to an amount in another time period.

FTX

C(1) : Free text

A segment to provide text information related to a monetary amount.

SG6 C(999) : ATT-MEA-PCD

A group of segments containing information related to the payment manner of the entity, such as payments made in categories of promptness (e.g., prompt, slow, etc.)

ATT

M(1) : Attribute

A segment specifying the type of payment manner.

MEA

C(9) : Measurements

A segment to provide significance information either as a single or range of values.

PCD

C(1) : Percentage details

A segment to provide the percent of this payment manner as compared against the total payments.

SG7 C(999) : RSL-CAV-FTX

A group of segments to provide a rating value or score of the entity being reported upon.

RSL

M(1) : Result

A segment to provide the rating value or score as determined by the credit agency.

CAV

C(99) : Characteristic value

A segment to provide an industry code or text characteristic of the rating or score.

FTX

C(99) : Free text

A segment to provide descriptive text associated with the rating. A text rating or score may also be provided when codes or values do not exist.

SG8 C(99999) : RCS-IFD-MEA-ATT-SG9

A group of segments to specify conditions related to information, and associated ranges of values and monetary amounts The segment group may be used for financial statement information or results obtained from credit inquiries.

RCS

M(1) : Requirements and conditions

A segment to provide information on a subject area and any conditions or action taken. This segment is used to identify a subject area such as a financial statement or an interview and the action taken therefrom.

IFD

C(99) : Information detail

A segment to provide information details related to the subject area such as type of financial statement, any relevant details and status.

MEA

C(9) : Measurements

A segment to provide a value or range of values related to the subject area.

ATT

C(99) : Attribute

A segment to provide attribute information related to the subject area, such as format of a financial statement.

SG9 C(999) : MOA-ARD-FTX

A group of segments to provide monetary amounts related to stated conditions.

MOA

M(1) : Monetary amount

A segment to provide a monetary amount related to the subject area.

ARD

C(9) : Monetary amount function

A segment to identify one or more incremental relationships associated with a monetary amount.

FTX

C(1) : Free text

A segment to provide text information related to a monetary amount.

SG10 C(999) : QTY-FTX

A group of segments to provide quantity information related to the entity. The segment group is primarily used in conjunction with other segment groups at this level that provide meaning to the quantity information.

QTY

M(1) : Quantity

A segment to provide quantity information related to the entity, such as number of employees, number of square feet in a facility, etc.

FTX

C(1) : Free text

A segment to provide text information related to a quantity.

SG11 C(99) : BUS-PYT-DTM-RNG-PCD

A group of segments to provide the underlying business function, including payment terms (i.e., net terms, discount, terms, discount percent and discount periods) provided by a vendor(s) to the entity over a period of time.

BUS

M(1) : Business function

A segment to identify the specific business function, e.g., discount.

PYT

C(9) : Payment terms

A segment to provide the type of payment terms.

DTM

C(9) : Date/time/period

A segment to provide the dates related to the payment terms.

RNG

C(9) : Range details

A segment to identify the discount percent range or discount period range, or both, usually expressed in days.

PCD

C(1) : Percentage details

A segment to specify the percent of a specific payment to total payments.

SG12 C(999) : GEI-IMD-CAV-PCD-EQN-RFF-SG13

A group of segments to provide information about the assets of a company and their ownership. This may include, but is not limited to, securities, inventory, and facilities.

GEI

M(1) : Processing information

A segment to specify a processing indicator.

IMD

C(99) : Item description

A segment to identify a type of asset.

CAV

C(99) : Characteristic value

A segment to identify characteristics related to the asset.

PCD

C(1) : Percentage details

A segment to identify the percentage of the asset as specified in the processing indicator.

EQN

C(1) : Number of units

A segment to identify the number of units of the asset.

RFF

C(99) : Reference

A segment to identify references associated with an asset.

SG13 C(9) : MOA-ARD-FTX

A group of segments to provide information related to the monetary value of the assets.

MOA

M(1) : Monetary amount

A segment to provide a monetary amount related to the asset(s).

ARD

C(9) : Monetary amount function

A segment to identify one or more incremental relationships associated with a monetary amount.

FTX

C(1) : Free text

A segment to provide text information related to a monetary amount.

SG14 C(999) : REL-ATT

A group of segments to identify a relationship and its attributes. This may be used to specify the type of financial relationship between the entity and a financial institution.

REL

M(1) : Relationship

A segment to identify the type of relationship of the entity with a financial institution, such as a checking account or an outstanding loan.

ATT

C(99) : Attribute

A segment to identify attributes of the relationship, such as the type of loan.

SG15 C(999) : STS-ATT

A group of segments to provide status information and related attributes. The segment group may be used for information related to status or process codes on a specific public record filing.

STS

M(1) : Status

A segment to provide a status of an associated attribute.

ATT

C(99) : Attribute

A segment specifying the attribute.

SG16 C(999) : PNA-REL-ADR-FII-ATT-PDI-EMP-NAT-RFF-LAN-DTM-IFD-PCD-COM-QTY-FTX-SG17

A group of segments providing information about companies or individuals, pertinent dates, percentages and quantities of information details related to the entity.

PNA

M(1) : Party identification

A segment to identify a company or individual related to the entity. Some examples of names are the property owner, name associated with a business (such as business name change) or name associated with a legal filing.

REL

C(9) : Relationship

A segment to identify the relationships among entities.

ADR

C(99) : Address

A segment to provide address information for a named company or individual.

FII

C(9) : Financial institution information

A segment that provides financial institution account details of the party identified in the preceding segment identifying the entity name.

ATT

C(99) : Attribute

A segment to provide attribute information for a named individual, such as a business or professional title, ethnicity code, etc.

PDI

C(1) : Person demographic information

A segment to specify the gender or marital status of a named individual.

EMP

C(9) : Employment details

A segment to identify employment details related to a named individual.

NAT

C(9) : Nationality

A segment to specify the nationality of a named individual.

RFF

C(9) : Reference

A segment to provide reference numbers related to a company or individual, such as a social security number.

LAN

C(9) : Language

A segment to specify the language of an individual either for oral or written communication.

DTM

C(99) : Date/time/period

A segment to specify related dates.

IFD

C(99) : Information detail

A segment to provide information details.

PCD

C(9) : Percentage details

A segment to provide percent information for details related to a company or individual.

COM

C(9) : Communication contact

A segment to provide a communications contact for a named company or individual.

QTY

C(99) : Quantity

A segment to provide quantity information related to a company or individual.

FTX

C(99) : Free text

A segment to provide any associated text data.

SG17 C(999) : MOA-ARD-FTX

A group of segments to provide monetary values and other information related to the named parties.

MOA

M(1) : Monetary amount

A segment to provide a monetary amount related to the subject area.

ARD

C(9) : Monetary amount function

A segment to identify one or more incremental relationships associated with a monetary amount.

FTX

C(1) : Free text

A segment to provide text information related to a monetary amount.

SG18 C(999) : EVE-DTM-IFD-FTX

A group of segments to provide information related to legal filings. Included is type of public filing, related dates, related information details and associated historical events.

EVE

M(1) : Event

A segment to identify the type of legal event or a public filing.

DTM

C(99) : Date/time/period

A segment to provide relevant dates, such as date of filing or date of resolution.

IFD

C(99) : Information detail

A segment to provide detailed information about the legal event. It may include bankruptcy or reasons for law suits codes. Historical information related to a public filing or legal event may be included.

FTX

C(99) : Free text

A segment to provide any textual information related to the legal event or for non-coded information such as contingency statements from the court.

SG19 C(999) : LOC-REL-ADR-DTM-COM-IFD-FTX-SG20-SG21

A group of segments to provide location information related to the entity as well as addresses, dates, names and communication contacts associated with the location.

LOC

M(1) : Place/location identification

A segment to specify the type and/or function of a location, such as an industrial or central business area.

REL

C(9) : Relationship

A segment to identify the relationship between the data related t the location and the other information attributed to the entity.

ADR

C(9) : Address

A segment to provide the address of the entity at this location.

DTM

C(99) : Date/time/period

A segment to provide related date information, such as the date the entity located there.

COM

C(99) : Communication contact

A segment to provide the communication contact of the entity at this location.

IFD

C(99) : Information detail

A segment to provide detailed information about the entity at this location, such as type of construction of a building or fire protection capabilities.

FTX

C(99) : Free text

A segment to provide textual information related to the location when the data is not codified.

SG20 C(999) : PNA-REL

A group of segments to identify the entity and parties associated with the entity at the location.

PNA

M(1) : Party identification

A segment to identify the name of an entity related to this location, such as a building manager or owner.

REL

C(99) : Relationship

A segment to identify the relationship between the entity and the location, e.g., the spouse of the corporate officer for the entity at this location.

SG21 C(99) : MOA-ARD-FTX

A group of segments to provide monetary information related to the entity location.

MOA

M(1) : Monetary amount

A segment to provide monetary information related to the location, such as insurance coverage or value of goods produced at the location.

ARD

C(9) : Monetary amount function

A segment to identify one or more incremental relationships associated with a monetary amount.

FTX

C(1) : Free text

A segment to provide text information related to a monetary amount.

SG22 C(999) : APR-LOC-PCD-FTX

A group of segments to provide class of trade information and associated percentages specific to a location.

Message structure

UNH, Message header                           M        1
BGM, Beginning of message                     M        1
DTM, Date/time/period                         M        9
RFF, Reference                                C       99

--- Segment Group 1 ------------------------- M        9 -------+
PNA, Party identification                     M        1        |
ADR, Address                                  C        1        |
                                                                |
--- Segment Group 2 ------------------------- C        9 ------+|
CTA, Contact information                      M        1       ||
COM, Communication contact                    C        9       ||
---- ----------------------------------------------------------++

--- Segment Group 3 ------------------------- C   999999 -------+
LIN, Line item                                M        1        |
DTM, Date/time/period                         C       99        |
PNA, Party identification                     C        9        |
CUX, Currencies                               C        1        |
LAN, Language                                 C        1        |
IFD, Information detail                       C       99        |
FTX, Free text                                C       99        |
                                                                |
--- Segment Group 4 ------------------------- C   999999 ------+|
HYN, Hierarchy information                    M        1       ||
IRQ, Information required                     C       99       ||
IFD, Information detail                       C       99       ||
PCD, Percentage details                       C       99       ||
DTM, Date/time/period                         C       99       ||
RFF, Reference                                C       99       ||
MEA, Measurements                             C       99       ||
CUX, Currencies                               C        1       ||
FTX, Free text                                C       99       ||
                                                               ||
--- Segment Group 5 ------------------------- C      999 -----+||
MOA, Monetary amount                          M        1      |||
ARD, Monetary amount function                 C        9      |||
PCD, Percentage details                       C        9      |||
FTX, Free text                                C        1      |||
---- ---------------------------------------------------------+||
                                                               ||
--- Segment Group 6 ------------------------- C      999 -----+||
ATT, Attribute                                M        1      |||
MEA, Measurements                             C        9      |||
PCD, Percentage details                       C        1      |||
---- ---------------------------------------------------------+||
                                                               ||
--- Segment Group 7 ------------------------- C      999 -----+||
RSL, Result                                   M        1      |||
CAV, Characteristic value                     C       99      |||
FTX, Free text                                C       99      |||
---- ---------------------------------------------------------+||
                                                               ||
--- Segment Group 8 ------------------------- C    99999 -----+||
RCS, Requirements and conditions              M        1      |||
IFD, Information detail                       C       99      |||
MEA, Measurements                             C        9      |||
ATT, Attribute                                C       99      |||
                                                              |||
--- Segment Group 9 ------------------------- C      999 ----+|||
MOA, Monetary amount                          M        1     ||||
ARD, Monetary amount function                 C        9     ||||
FTX, Free text                                C        1     ||||
---- --------------------------------------------------------++||
                                                               ||
--- Segment Group 10 ------------------------ C      999 -----+||
QTY, Quantity                                 M        1      |||
FTX, Free text                                C        1      |||
---- ---------------------------------------------------------+||
                                                               ||
--- Segment Group 11 ------------------------ C       99 -----+||
BUS, Business function                        M        1      |||
PYT, Payment terms                            C        9      |||
DTM, Date/time/period                         C        9      |||
RNG, Range details                            C        9      |||
PCD, Percentage details                       C        1      |||
---- ---------------------------------------------------------+||
                                                               ||
--- Segment Group 12 ------------------------ C      999 -----+||
GEI, Processing information                   M        1      |||
IMD, Item description                         C       99      |||
CAV, Characteristic value                     C       99      |||
PCD, Percentage details                       C        1      |||
EQN, Number of units                          C        1      |||
RFF, Reference                                C       99      |||
                                                              |||
--- Segment Group 13 ------------------------ C        9 ----+|||
MOA, Monetary amount                          M        1     ||||
ARD, Monetary amount function                 C        9     ||||
FTX, Free text                                C        1     ||||
---- --------------------------------------------------------++||
                                                               ||
--- Segment Group 14 ------------------------ C      999 -----+||
REL, Relationship                             M        1      |||
ATT, Attribute                                C       99      |||
---- ---------------------------------------------------------+||
                                                               ||
--- Segment Group 15 ------------------------ C      999 -----+||
STS, Status                                   M        1      |||
ATT, Attribute                                C       99      |||
---- ---------------------------------------------------------+||
                                                               ||
--- Segment Group 16 ------------------------ C      999 -----+||
PNA, Party identification                     M        1      |||
REL, Relationship                             C        9      |||
ADR, Address                                  C       99      |||
FII, Financial institution information        C        9      |||
ATT, Attribute                                C       99      |||
PDI, Person demographic information           C        1      |||
EMP, Employment details                       C        9      |||
NAT, Nationality                              C        9      |||
RFF, Reference                                C        9      |||
LAN, Language                                 C        9      |||
DTM, Date/time/period                         C       99      |||
IFD, Information detail                       C       99      |||
PCD, Percentage details                       C        9      |||
COM, Communication contact                    C        9      |||
QTY, Quantity                                 C       99      |||
FTX, Free text                                C       99      |||
                                                              |||
--- Segment Group 17 ------------------------ C      999 ----+|||
MOA, Monetary amount                          M        1     ||||
ARD, Monetary amount function                 C        9     ||||
FTX, Free text                                C        1     ||||
---- --------------------------------------------------------++||
                                                               ||
--- Segment Group 18 ------------------------ C      999 -----+||
EVE, Event                                    M        1      |||
DTM, Date/time/period                         C       99      |||
IFD, Information detail                       C       99      |||
FTX, Free text                                C       99      |||
---- ---------------------------------------------------------+||
                                                               ||
--- Segment Group 19 ------------------------ C      999 -----+||
LOC, Place/location identification            M        1      |||
REL, Relationship                             C        9      |||
ADR, Address                                  C        9      |||
DTM, Date/time/period                         C       99      |||
COM, Communication contact                    C       99      |||
IFD, Information detail                       C       99      |||
FTX, Free text                                C       99      |||
                                                              |||
--- Segment Group 20 ------------------------ C      999 ----+|||
PNA, Party identification                     M        1     ||||
REL, Relationship                             C       99     ||||
---- --------------------------------------------------------+|||
                                                              |||
--- Segment Group 21 ------------------------ C       99 ----+|||
MOA, Monetary amount                          M        1     ||||
ARD, Monetary amount function                 C        9     ||||
FTX, Free text                                C        1     ||||
---- --------------------------------------------------------++||
                                                               ||
--- Segment Group 22 ------------------------ C      999 -----+||
APR, Additional price information             M        1      |||
LOC, Place/location identification            C       99      |||
PCD, Percentage details                       C        1      |||
FTX, Free text                                C       99      |||
---- ---------------------------------------------------------+++
UNT, Message trailer                          M        1